WHAT IS A      NON-QM LOAN?

All you need to know about Non-QM loans – a type of mortgage that doesn't meet the Qualified Mortgage (QM) standards set by the Consumer Financial Protection Bureau (CFPB) and are designed for borrowers with unique financial circumstances, such as high debt-to-income ratios or non-traditional income sources.

FOREIGN NATIONAL MORTGAGES

If you're a foreign real estate investor looking to buy property in the US it's essential to understand foreign mortgages. Read more about what Jia Finance offers and a step-by-step breakdown of loan options, requirements, and the application process and what Jia Finance offers.